If you had a bank that credited $86,400
to your account each morning,
carried over the balance from day to day,
allowed you to keep no cash

in your account at the end of 24 hours,
canceled out whatever part
of that amount you failed to use,
what would you do?

Try to spend every cent, of course!
Well, everyone does have such a bank,
and its name is TIME.
Every morning it credits you
with 86,400 seconds.

The next morning at the same hour
it rules as lost whatever of this
you failed to invest to good purpose.
It carries over no balance
and allows no overdrafts.

If you don't use the day's deposit,
the loss is yours.
There is no going back,
no drawing against tomorrow.

How do you spend your daily surplus?

Best wishes for an Enormous Return
on your investment
Today.

~Author Unknown~

Essay submitted by Harry Updegraff

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